I was able to recover fairly well with help from family and friends, but I also didn't have a dependent child. I had no debt, and 6+ months of emergency fund, and it was still stressful. I quit my job without anything lined up a few years ago, and it did not go as well as I'd hoped. I think its one of those things that's pretty fact specific. If it is determined that you were not discharged for misconduct connected with your work, or if you can prove you had good cause for leaving your employment, you may be entitled to benefits. The Court of Appeals held that the employee was not guilty of misconduct serious enough to deny unemployment benefits because the employer had not met its burden of proving “by substantial, clear and convincing evidence that the discharged employee’s actions amounted to disqualifying misconduct.” Misconduct can range from repeated violations of a written attendance policy to showing up to work under the influence of drugs or alcohol. In Tennessee, among other things, misconduct means an intentional violation of company policy, careless conduct that is so frequent as to show a disregard for the employer's interests, or other actions that are not in line with reasonable standards that could be expected of an employee. ![]() However, if your actions rise to the level of "misconduct," you will not be eligible to receive unemployment. Tennessee seems to have the same language about misconduct I’d love any thoughts especially from others who have left jobs without having another! I’ll also do some sort of certification in project management or business analytics while I’m out. But I’d like to do it so I can quit my job and seriously focus on looking for something new and with a much higher pay scale. I don’t know if it’ll be a HELOC, home equity, or cash out refi. I want to take a $15,000-$20,000 loan against my house. I have about $8,000 in liquid savings and access to like $90,000 of credit. I have just around $3,000 a month in necessary living expenses including paying the mortgage, loans, bills, and groceries. I have about $3,000 in credit card debt and a $15,000 personal loan which I used to buy my car and consolidate some old debt. It’ll probably appraise for $180,000 or so. I purchased the house for $135,000 and owe $90,000 on it. $20,000 in student loans which are in COVID forbearance. Side note: I’m a single mom with a busy teenage son. I make $52,000/year in a southeasternish state and I don’t foresee having an incredibly difficult time landing something, but it has been hard to attend interviews, follow up, adjust my resume for each position and keep a look out for new opportunities while still working full time and managing a household. I have a bachelors in business administration and have experience as an office manager, operations manager and sales analyst. I’ve been quasi looking and have had a couple interviews for analyst type positions. It’s more like “I hope I get hit by a bus so I don’t have to go in today.” It’s not a normal “my job sucks” kind of thing. ![]() I used to love it, but now I seriously dread coming in every day. ![]() I’ve been here for 6 years with limited growth and now our recent leadership changes have made the culture something I don’t care for. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
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